20 WINDOWS, SPECTACULAR LIGHT, QUIET OASIS . For the first time in years, this 2BR/2.5 BTH, one-of-a kind home with terrace, three exposures and an abundance of natural light is now on the market. Private and high above townhouses across the street, it is located on one of the city's most desirable tree-lined blocks and in one of its most highly regarded cooperatives. A lovely home in excellent condition, the door opens to a gracious entry with two big closets. From there, the loft-like living-dining area offers uninterrupted panoramic views north and west through a wall of windows. At the end, are steps to the your private balcony. Even on the grayest of winter days, the light and views are fantastic. Off the dining area is a big, square, windowed St Charles kitchen with thoughtful and creative design applied to each and every inch of its cabinetry and drawers. Nearby is a guest bath along with the hallway leading to the bedrooms. The primary bedroom, more than 18'W X 18'L, with deep walk-in closet and windowed bath ensuite, has a wall of windows, is one of the largest you'll ever see. The second bedroom, almost as big, has two closets and bath ensuite. This is a home that telegraphs warmth and welcome from every room. As the building itself. Currently, the hallways and lobby are being completely redone and will be ready just about when new owner moves in. 120 East 81st Street is a long established, sought after cooperative where shareholders enjoy the benefits of significant monthly savings through low maintenance that includes utilities and cable. And, for owners, low cost garage accessible to and from the building. Further, it is: pet friendly, permits washer/dryers, has fully equipped gym (including two Pelotons), bike room, individual private storage and central laundry room. A short walk to the Met, Central Park and some of the finest stores and restaurants, is there any wonder that this building is on the short list of so many?