BOM buyer's did not perform! Have you ever thought of Living in one unit and renting 2 others? Welcome to 12 Monticello Ave, a beautifully maintained 3-family brownstone in Jersey City, NJ. This elegant brick-exterior property offers a unique blend of historic charm and modern updates. The first-floor unit is a spacious multilevel 2-bedroom, 2 FULL -bathroom home with exclusive access to the basement, a private yard perfect for relaxing or gardening, and convenient laundry Hookup. Ascend to the second and third floors to find two additional units, each featuring 2 bedrooms and 1 bathroom, ideal for comfortable living. Each unit pays its own individual utilities, with newly updated water heaters, and furnaces providing efficiency With current rents at $2,100 for the first unit, Second unit VACANT and $1,600 for the third unit, this property CAN generate a substantial monthly rental income amounting to an impressive annual income. With its prime location and thoughtful updates, this brownstone is an exceptional investment opportunity and a wonderful place to call home.