Welcome to this charming 4-bed, 2-bath colonial home. As you step inside, you're greeted by a warm and inviting atmosphere, with hardwood floors throughout the main level enhancing the home's classic colonial character. The spacious living room provides the perfect setting for relaxation or entertaining guests, boasting lots of windows that flood the space with natural light. Adjacent to your formal dining room is the fully-equipped kitchen, complete with modern appliances, ample cabinet space, and a cozy breakfast nook where you can enjoy your morning coffee. Upstairs, you'll find four generously-sized bedrooms, each offering comfort and privacy. Downstairs, the finished walk-out basement adds valuable additional living space, perfect for use as a family room, home office, or recreational area or AIRBNB. With direct access to the backyard, it's an ideal spot for indoor-outdoor entertaining and activities on your cement patio. Location is perfect! The convenience of having a bus stop right in front of the house makes commuting a breeze. Close to NJCU University and Route 440 shopping area. Other updates include new fridge (2024), seamless gutters (2023), roof (2022), solar panels (2022), AC and heat mini splits (2022) and water heater (2021). This property qualifies for special financing, reduced PMI, and lower interest rate. Buyer may also qualify for up to $22,000 in down payment assistant and closing cost assistance.