Rates as low as Mid 5% with a 5% Down Payment no PMI for qualified buyers. See lender for details. Rarely available single family row home nestled on a picturesque tree-lined street in Bergen Lafayette, this gem is the perfect property to make Jersey City your home. The parlor level welcomes you with a gracious foyer leading to the formal living and dining rooms. The eat-in kitchen boasts stainless steel appliances and opens to a deck leading to a lush backyard. The home features hardwood floors throughout, soaring ceilings, and an abundance of natural light, blending Victorian details with modern dcor. The upper floor, you'll find two generous bedrooms and a renovated full bath with mosaic tiles and a glass-enclosed shower. The primary bedroom offers tranquility from city life with a charming view of the tree-lined street with its landmarked townhouses and a spacious walk-in closet for all your storage needs. The rear bedroom overlooks the serene back patio and garden. The garden level reveals a magnificently finished additional living area complete with a full bathroom, custom built wet bar, home office and laundry. This level also provides access to a spacious backyard, perfect for entertaining. Additional features include hardwood floors, central HVAC system, a tankless water heater, and ample storage space throughout. Located in the bustling Bergen Lafayette neighborhood of Jersey City, this home offers an easy commute to NYC and is surrounded by various parks, shops, and delightful cafes and restaurants. The area is renowned for its tree-lined brownstone streets, architectural details, and historical craftsmanship, showcasing some of the finest buildings! Don't miss out on this exceptional property in a well-preserved and sought-after community!